Microfinance Institutions Development Challenges and Opportunities

Abdul Jabbar Mustafa, Dler (2018) Microfinance Institutions Development Challenges and Opportunities. Diploma thesis, The American University of Iraq, Sulaimani.

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Abstract

The purpose of this study is to identify the key factors of the successful microfinance institutions and unsuccessful MFIs. In absence of banking services, MF industry in Iraq become a credible source for people to get financing sources. Some of these institutions grow and expand. While another institution stayed in a narrow circle. Because the importance of these MFIs from the financial and social perspective, I found, it is interesting to investigate the reasons that help MFIs to grow and the reasons that prevent them to grow. I choose two sample, local MFI one of them able to grow and the other is not. I analyzed the two company’s profile: type of products, fund sources, lending methodology, branches distribution, and financial performance. Then I evaluated the weakness points of the unsuccessful company, I used four Ps analysis for marketing to evaluate the company. Then, I evaluated key factors of the successful company. I used microfinance best practice and balanced scorecards to evaluate the successful company. I concluded some findings such a legal framework, information system management, and capital limitations were the main reasons that prevent institution’s growth. On the other hand, being first in the market, portfolio diversity, and trained employees will help institutions to grow and overcome the problems, challenges, and market volatility.

Item Type: Thesis (Diploma)
Additional Information: Cohort 11
Subjects: University Thesis > MBA Thesis
University Thesis > MBA Thesis
Depositing User: N/A AUIS Library
Date Deposited: 20 Jun 2018 06:29
Last Modified: 20 Jun 2018 06:29
URI: http://eprints.auis.edu.krd/id/eprint/94

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